About Us
Transaction Management & Solutions (TM&S) is a gateway payment provider, which enables Internet businesses to accept credit cards and ACH check payments, while preventing fraud. We provide automated tools to help merchants reduce risk associated with credit card transactions and improve customer service. We also offer advanced reporting and consulting solutions to provide merchants like you with valuable insight into merchant accounts, as well as automated sales mapping to evaluate the effectiveness of their marketing activities. TM&S provides solutions that enable merchants to identify and avoid the risk of payment transactions.
The TM&S software upgrades transactions to lower-risk grades by performing additional data checks and adding confirmations before determining whether transactions can be processed. The software will reject credit cards that have chargebacks, and this reduces the risk for TM&S clients. This approach also helps TM&S clients maintain their relationships in good standing with credit card companies.
By using TM&S tools and services, clients can increase the effectiveness of their marketing spending with these solutions by helping them to understand the cost of customer acquisition.