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Visa, who has always been the strictest association regarding PCI compliance, data security, and cardholder protection, has set the pace again.  Merchants who accept multiple card types are required to follow the strictest card operating guidelines, which usually come from Visa.  They issued series of mandates requiring its acquirers to ensure that their U.S. merchants, VNPs, and agents use only PA-DSS compliant payment applications and that PIN pads connected to Visa’s network use triple DES (triple data encryption standard technology).  The final mandate in this series went into effect on July 1. Continue reading "Merchants: Are Your Vendors PCI Compliant?"

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