CISP, SDP, DISC…What Security Standard Do You Follow?
May 29, 2009 
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As a merchant, you accept Visa, MasterCard, American Express and Discover. You have learned that each card brand has its own set of data security guidelines. So, which one do you follow? Good news! The card industry has made that decision for you.
A Little History
The PCI Security Standards Council (PCI SSC) was formed in December, 2004 by the major card brands (Visa, MasterCard, American Express, Discover and JCB) to educate and enhance the security standards in the credit card industry. Prior to 2004, each card company had developed their own set of data security standards programs:
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